SBLI USA, Carver Federal Savings Bank, and Fidelity Investments Join Representative Rangel to Promote Financial Literacy in Harlem

SBLI USA, Carver Federal Savings Bank, and Fidelity Investments Join Representative Rangel to Promote Financial Literacy in Harlem

Good answers regarding tough financial questions are hard to come by in this economic downturn, but on Saturday February 20, 2010, SBLI USA Mutual Life Insurance Company, Inc., along with Carver Federal Savings Bank and Fidelity Investments, helped provide them.

New York, NY (Vocus) February 24, 2010

Good answers regarding tough financial questions are hard to come by in this economic downturn, but on Saturday February 20, 2010, SBLI USA Mutual Life Insurance Company, Inc. (https://www. sbliusa. com/), along with Carver Federal Savings Bank (https://www. carverbank. com/home/home) and Fidelity Investments (https://www. fidelity. com/), helped provide them. As the sponsors of a free financial education seminar entitled Your Money and You, these community-focused companies gathered together some of the best financial minds in New York at the Schomburg Center for Research in Black Culture. The seminar was open to the public and featured an expert panel moderated by Errol Louis, columnist at the New York Daily News and WWRL radio host, keynote speaker Jonathan Mintz, Commissioner of the Department of Consumer Affairs, and honorary guest Congressman Charles B. Rangel (D).

"New Yorkers should know that the public and private sectors are working hard to connect them to resources to help them not just get through these tough economic times, but also put them in a position to succeed once this current crisis is over," said Congressman Rangel. "Whether it’s getting extra money in your pocket now through tax credits like the Earned Income Tax Credit or in the future through programs like Department of Consumer Affairs' SAVENYC, there are a variety of ways in which people can get the extra help that they need."

The expert panel featured Demetric Duckett, vice president and community finance officer at Carver Community Development Corporation, Marquis Miller, vice president of business development at SBLI USA Mutual Life Insurance Company, Inc., Carlos Rodriguez, vice president of agency relations and program at the Food Bank for New York City, and Carol O’Rourke, executive director at the Coalition for Debtor Education. These financial experts engaged one and other, as well as audience members, in conversations surrounding credit and money management, the best ways to plan for your family during an economic downturn, suggestions on how to take advantage of earned income tax credits, and ways to use community and civic resources to make the most of your finances.

SBLI USA Mutual Life Insurance Company, Inc. is New York City based and has served the people who make America work for over 71 years. “I am honored to live in a country where there is public interest in the financial health of everyone,” said SBLI USA president & CEO Vikki Pryor. “This event really illustrates the crux of SBLI USA’s mission, which is to get all people working together toward the financial empowerment of all Americans.”

Maria Nieves, director of public affairs for Fidelity Investments said “Fidelity is pleased to support an event that brings experts on savings, credit and investing to the public. This event aligns with the firm's belief that financial planning is a lifelong endeavor. It's never too early or too late to learn to effectively invest, save, and spend in order to meet your financial goals.”

About SBLI USA/S. USA

SBLI USA markets a wide range of life insurance products nationwide with a focus on women and underserved communities. This focus on diverse markets is mirrored in the company’s multicultural representation; the company speaks 20 languages, is 64 percent multi-cultural, and women comprise 60 percent of the company’s board of directors and 57 percent of its associates. As part of its commitment to underserved communities, the company offers a fully bilingual web site and recently launched a women-centric microsite dedicated solely to the financial education and empowerment of women: To learn more go to www. sbliusa. com or www. sbliusa. com/women (http://www. sbliusa. com/women )

SBLI USA Mutual Life Insurance Company, Inc. is the parent company to SBLI USA Holdings, Inc., which owns subsidiary companies S. USA Life Insurance Company, Inc., and SBLI USA Diversified Services Company, Inc. SBLI USA and its subsidiaries are licensed in 49 states, the District of Columbia, the U. S. Virgin Islands, and Puerto Rico. With more than 300,000 policyholders, the company is committed to offering affordable, flexible and easy-to-access products through a variety of integrated channels, including direct mail, telemarketing, online application processes, , licensed agents, and walk-in Customer Centers.

About Carver Bancorp, Inc.

Carver Bancorp, Inc. is the holding company for Carver Federal Savings Bank, a federally chartered stock savings bank. Carver Federal Savings Bank, the largest African - and Caribbean-American-run bank in the United States, operates nine full-service branches in the New York City boroughs of Brooklyn, Queens and Manhattan. Carver channels its capital resources into under-served neighborhoods, investing over 80% of its deposits into the neighborhoods it serves. For further information, please visit the Company’s website at www. carverbank. com

Certain statements in this press release are “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act. These statements are based on management’s current expectations and are subject to uncertainty and changes in circumstances. Actual results may differ materially from those included in these statements due to a variety of factors, risks and uncertainties. More information about these factors, risks and uncertainties is contained in our filings with the Securities and Exchange Commission.

About Fidelity

Fidelity Investments is one of the world's largest providers of financial services, with assets under administration of over $3.2 trillion, including managed assets of $1.5 trillion as of December 31, 2009. Fidelity offers investment management, retirement planning, brokerage, and human resources and benefits outsourcing services to over 20 million individuals and institutions as well as through 5,000 financial intermediary firms. The firm is the largest mutual fund company in the United States, the No. 1 provider of workplace retirement savings plans, the largest mutual fund supermarket, a leading online brokerage firm and one of the largest providers of custody and clearing services to financial professionals. For more information about Fidelity Investments, visit www. fidelity. com.

###

Corporate Elder Care Program Assists South Florida Companies

Corporate Elder Care Program Assists South Florida Companies

Program Assists South Florida Companies with Elder Care for Employees

(PRWEB) July 1, 2005

Seventeen percent (17%) of caregivers quit their jobs to provide care for aging family members, and another 15 percent reduce their work hours to assist their loved ones.

This shocking loss of employee productivity is hitting South Florida businesses very hard as more Boomers have senior parents who require caregiving.

To stop this workforce hemorrhaging South Florida companies are looking for methods to provide assistance in caregiving to employees to keep them on the job and productive, while being sensitive to the needs of the employee.

There have been attempts at Corporate Elder Care programs, however few as comprehensive at A Good Daughter, (www. agooddaughter. com) based in Margate.

According to Olga Brunner, President, “Our Corporate Elder Care program was developed to help employees balance job responsibilities and caregiving. Our Professional Care Managers plan and organize care and services for the employees of Broward and Palm Beach elderly population, affording families a peace of mind that their loved ones will find and secure services such as ongoing supervision of certified home care assistants, home maintenance and care, medication supervision, coordination of medical appointments and representation at these appointments, legal counsel, specialized air travel escorts, and many other services.”

While A Good Daughter works with individuals, the Corporate Elder Care program is ideally suited to the mid-sized company with fifty plus employees.

The impact of Elder Care issues on corporate America will continue to grow as our elderly population increases:

-- Employees juggling job responsibilities with care giving are a reality in the workplace of today and the future. Workers are torn between the demands of their job and the ability to provide quality care to their relative.

--One out of three American workers is also managing the care of an older relative.

--Loss of productivity resulting from time off to care for an aging relative is estimated at $6,100 per employee per year.

-- Caregiver stress accounts for a 27 percent increase in use of company health insurance benefits.

A Good Daughter, Inc.

Www. agooddaughter. com

Olga Brunner

800-963-3877

###

Global-Med Technologies Group (GTG) of Sarasota, Florida Announces SMI Agreement for Manufacturing

Global-Med Technologies Group (GTG) of Sarasota, Florida Announces SMI Agreement for Manufacturing

Global-Med Technologies Group, Inc. (GTG) of Sarasota, Florida announced that the Company has signed an agreement with SMI of Ocala, Florida to provide manufacturing of all implants, instruments and related medical components for GTG's subsidiary companies.

Sarasota, Florida (PRWEB) July 12, 2010

Global-Med Technologies Group, Inc. (GTG) announced that the Company has signed an agreement with SMI of Ocala, Florida to provide manufacturing of all implants, instruments and related medical components for GTG's subsidiary companies. GTG currently has three subsidiary companies that are involved in the medical device industry. These companies will manufacture their orthopedic, spinal, diagnostic, neurosurgery and general medical instrumentation products at the new ISO 13485 certified SMI facility in Ocala, Florida

Further to this new strategic partnership, SMI will provide prototyping, manufacturing, design, testing, clean room environment, quality, distribution and inventory control services to these device companies. GTG will eventually gain space in these new facilities to interface with SMI and create a manufacturing engineering department (http://www. mosaicmedtech. com/resources. html (http://www. mosaicmedtech. com/resources. html)) to liaison with its subsidiaries. This will allow SMI to grow its medical device manufacturing and service business in the US and internationally. SMI management believes that the US medical device industry ($100 billion) and the worldwide healthcare market ($4.2 trillion) provide one of the best manufacturing growth opportunities in the upcoming decades.

GTG is a research-based, technologies-driven holding group that develops medical devices within in its focused subsidiary companies. These entities operate primarily in the orthopedic and musculoskeletal device sector. The Company provides surgeons and health professionals with clinically relevant, innovative and cost-effective products that improve the quality of life for patients. The Company has a bias towards devices and procedures that are minimally invasive in nature and therefore, less traumatic to the patient. Visit www. global-med. us. com for more information about the Company.

###

Weekly Technical Analysis (week ending 17th June, 2005) for US and Indian Stock markets

Weekly Technical Analysis (week ending 17th June, 2005) for US and Indian Stock markets

Indian Markets don't seem to give up at all. Last week too, they continued their uptrend. But we are Definitely at a very crucial level and it would be a very interesting week ahead. US Markets finally gave a more clearer indication of where they are headed to, at least in the shorter term. We had a Minor Bullish breakout in Dow last week.

(PRWEB) June 22, 2005

Indian Market.

Markets don't seem to give up at all. Last week too, they continued their uptrend. But we are Definitely at a very crucial level and it would be a very interesting week ahead.

Positives

All indicators intact, near the Overbought levels.

Negatives

MACD dangerously close and looking to cross below.

Analysis

Ok, so it was another good week for the Indian market. We are up nearly 13% in nearly 2 months with no real reasoning or catalyst which can justify this move up. Not that we do NOT like the indices to keep moving up. But something that goes up too fast too soon is always a matter of concern. If we do NOT have correction that is fine. But at least there MUST be some sideways consolidation for a healthy run up. Neither of which happened until now. Many might believe that a good Monsoon season would be a triggering factor and it may help the indices move up. But we believe that all the good news is already priced in. Moreover, taking a look from Fundamental point of view, Valuations are bit too stretched at this point. Hence, going forward, putting all of these into perspective, we believe that markets will have to rest a little before any run up, if there is one.

In the chart below, the black lines are the major support and resistance levels, other than the regular support and resistance prices. If we break either one, then the ride would be drastic.

Take a look at the Chart

"http://stocks. dlngroup. com/gifs/bse_jun_17.gif" (http://stocks. dlngroup. com/gifs/bse_jun_17.gif").

Outlook

As was suggested in our previous week's analysis, we still suggest NOT opening any new trades at this point. Because of the above analysis. We are at the brink of a major "breakout", since there is no resistance above the last known resistance right now. But again, the huge(13%) run up itself speaks for the bullish-ness that has been around. We would keep a close eye on what happens and if we break the 7000 barrier, we would definitely go long, as we may be in for a big ride above it. To assist with breakouts this weeks article too focuses on this topic.

US Market

Markets finally gave a more clearer indication of where they are headed to, at least in the shorter term. We had a Minor Bullish breakout in Dow last week.

Positives

RSI Improving.

MACD Crossed above.

Negatives

Extremely Overbought.

Analysis

Markets have been in a consolidation phase for a little while now. Everyday they test a high and a low and close very near the open with a positive bias. Dow in particular. Finally towards the end of last week, DOW broke past the minor resistance/overhead(orange line from the chart below) which it has been testing for a little while now. This is very bullish and we expect to see good run up, at least re-testing it's recent highs.

Take a look at the Chart

"http://stocks. dlngroup. com/gifs/dow_jun_17.gif" (http://stocks. dlngroup. com/gifs/dow_jun_17.gif")

Outlook

We are really finding it difficult to say which way markets might move. Though technically and otherwise, we are very bullish, but other concerns force us to rethink our strategies. Take a look at the article below.

"http://biz. yahoo. com/ap/050617/economy. html (http://biz. yahoo. com/ap/050617/economy. html)?.v=15"

Now, this is an excellent example of "Mixed signals". Markets are reacting to a bad news in a good way. Look at it this way, at the end of the month you get your Credit card bill that says $2000. And looking at the bill, you jump up in joy and go out shopping for a 60" HDTV costing another $2000. Really hard to explain. This is the very reason, it gets difficult to explain the current US markets. If you are long, Hang in there and keep a close watch on how the market reacts in the following days/weeks.

Visit us at dlngroup. com to get all the updated/latest information on all US and Indian stocks for

Http://stocks. dlngroup. com (http://stocks. dlngroup. com)

# # #

America On the Move Hosts Fifth Annual STEPtember Campaign

America On the Move Hosts Fifth Annual STEPtember Campaign

Evidence-based nonprofit encourages Americans to make September STEPtember by moving more and eating less through small changes in daily lifestyle

Denver, CO (PRWEB) September 13, 2010

America On the Move Foundation, Inc. (http://www. americaonthemove. org)], an evidence-based nonprofit helping individuals, families, communities, worksites, and more in making positive changes to improve their health and quality of life, is hosting STEPtember 2010 (https://aom3.americaonthemove. org/promotions/steptember2010.aspx)—the fifth annual month-long celebration highlighting how easy it is to be active and eat healthfully. During September, America On the Move challenges Americans to try its small-changes approach to healthier living.

According to the Centers for Disease Control, in 2008, 68% of the adult US population was considered overweight or obese while 31% of children aged 2-19 were considered overweight or obese. America On the Move’s own research proves that small, specific changes in food and physical activity behaviors can have a significant impact on health and effectively stop weight gain. The foundation’s research-based programs encourage people to move more and eat healthier by making two small daily changes:
 Take 2,000 more steps (about one mile) Eat 100 fewer calories (about a tablespoon of butter). Successful implementation of these two small changes is proven to help stop the average national adult weight gain of one to two pounds a year.

Throughout the month of September, the STEPtember 2010 Challenge allows hundreds of thousands of Americans to experience the simplicity, power, and success of making small changes to live a healthier life while being eligible for incentives.

By registering on the America On the Move website and joining the STEPtember 2010 Challenge, participants are eligible to win a variety of weekly prizes as well as a grand prize. Weekly incentives include Nordic walking poles donated by Boomyah, restaurant gift certificates, and Reebok walking shoes. The grand prize, valued at $1200, includes restaurant gift certificates donated by Healthy Dining Finder, Reebok walking shoes, and $500 gift cards to both a sporting goods store and a grocery store.

Participants in the STEPtemebr 2010 Challenge will have access to all of America On the Move’s free online resources that have already helped Americans make lasting, positive lifestyle changes. The self-administered web program includes activity log, virtual trails, food diary, downloadable tools, daily dietary and activity tips, goal setting, and more.

“Americans, by and large, are not active enough and eat too many calories to maintain a healthy way of life,” said Dr. James O. Hill, co-founder of America On the Move and director of the Center for Human Nutrition at the University of Colorado Denver. “Obesity has become a public health crisis that America On the Move is determined to help solve – with simple steps. During the month of STEPtember, we want to show everyone just how easy it is to take small steps toward a healthier way of life.”

America On the Move and STEPtember 2010 campaign are funded through public and private grants, sponsorships, donations, and paid groups. In celebration of STEPtember, America On the Move is also offering the paid group structure for half price. For more details, contact karen@americaonthemove. org.

About America On the Move Foundation, Inc.
America On the Move Foundation Inc. is an evidence-based national nonprofit organization that helps individuals, families and communities make positive changes to improve Americans’ health and quality of life. America On the Move supports a small-changes approach to healthy eating and active living habits. America On the Move’s science-based programs and outreach support Americans of all ages in managing their weight through energy balance. For more information, please visit http://www. americaonthemove. org (http://www. americaonthemove. org).

# # #

QRS Diagnostic Ranks 25th Among MinnesotaÂ’s Fastest Growing Technology Companies

QRS Diagnostic Ranks 25th Among MinnesotaÂ’s Fastest Growing Technology Companies

Deloitte & Touche Fast 50 Program Rankings Released

(PRWEB) September 28, 2003

MINNEAPOLIS – September 29, 2003 – QRS Diagnostic, leader in innovative design and development of software-based medical devices contained in computer cards, announces that it ranks 25th among Minnesota’s fastest growing technology companies, according to the Deloitte & Touche Technology Fast 50 program. The Fast 50 rankings are based on percentage growth in revenues from 1998 to 2002.

QRS Diagnostic has achieved 300 percent revenue growth over the past five years. Spencer Lien, chief executive officer, credits the basic soundness of the companyÂ’s business strategy and the strength of its patented medical device technology for the success of QRS.

“QRS Diagnostic focuses on high-volume diagnostic procedures, such as pulmonary function tests and electrocardiography, that physicians perform every day and for which all insurers pay,” said Lien. “With our patented computer card technology platform, we develop upgradeable, affordable computer card devices for these tests that turn off-the-shelf PDAs and handheld PCs into full-function, mobile diagnostic workstations.”

“To rank on the Deloitte & Touche Technology Fast 50, companies must have phenomenal revenue growth in the five-year period,” said Ron Hafner, Deloitte & Touche partner. “QRS Diagnostic has proven to be one of the fast-growth success stories in Minnesota, and we applaud their success and vision.”

To qualify for the Fast 50, companies must have had operating revenues of at least $50,000 in 1998 and $1.0 million in 2002; must be public or private companies headquartered in Minnesota; and must be technology companies, defined as companies that own proprietary technology, manufacture a technology product, or devote a high percentage of effort to the research and development of technology. For more information on the Deloitte & Touche Fast 50 or Fast 500 programs, visit www. Fast50.com.

About Deloitte & Touche

Deloitte & Touche, one of the nation’s leading professional services firms, provides assurance and advisory, tax, and management consulting services through nearly 30,000 people in more than 80 U. S. cities. The firm is dedicated to helping its clients and its people excel. Known as an employer of choice for innovative human resources programs, Deloitte & Touche has been recognized as one of the “100 Best Companies to Work for in America” by Fortune magazine for six consecutive years. Deloitte & Touche refers to Deloitte & Touche LLP and related entities. Deloitte & Touche is the U. S. national practice of Deloitte Touche Tohmatsu. Deloitte Touche Tohmatsu is a Swiss Verein, and each of its national practices is a separate and independent legal entity. For more information, please visit Deloitte & Touche’s Web site at www. deloitte. com/us (http://www. deloitte. com/us).

About QRS Diagnostic

Founded in 1994, QRS Diagnostic, Plymouth, Minn., uses innovative software technology to design and develop FDA-approved medical devices that simplify and reduce the costs of diagnostic testing and patient monitoring. With our patented computer card technology platform, QRS turns PDAs, handheld PCs and laptops into modular, upgradeable and portable medical devices and streamlines the collection and communication of precise physiological data. We enable primary care physicians to cost-effectively practice high-tech medicine while delivering the accuracy that specialists and hospitals demand. The affordability, durability and mobility of QRS devices also advance patient monitoring for home health care, disease management and personal health management. For more information on QRS, please visit www. QRSdiagnostic. com.

end -

Portland State University Researchers Find Smokeless Tobacco Products with up to 700% More Flavor Additives than Candy

Portland State University Researchers Find Smokeless Tobacco Products with up to 700% More Flavor Additives than Candy

Portland State University professor Jim Pankow’s research into flavorants in smokeless tobacco has been published in the journal of Food and Chemical Toxicology. The article, “Levels of mint and wintergreen flavorants: Smokeless tobacco products vs. confectionary products,” concludes that the level of flavorants in brand name smokeless tobacco products are up to 700 percent higher than in some well-known candy products.

Portland, OR (Vocus) January 13, 2010

Portland State University (http://www. pdx. edu) professor Jim Pankow’s research into flavorants in smokeless tobacco has been published in the journal of Food and Chemical Toxicology. The article, “Levels of mint and wintergreen flavorants: Smokeless tobacco products vs. confectionary products,” concludes that the level of flavorants in brand name smokeless tobacco products are up to 700 percent higher than in some well-known candy products.

The paper discusses measurements of methyl salicylate (wintergreen) and menthol flavorants in a large number of smokeless tobacco products. “The bottom line for our paper is that the flavorant levels in the smokeless products are in general markedly higher than in popular wintergreen and menthol flavored tobacco products,” said Pankow. “Moreover, the amount of wintergreen flavorant could by itself pose serious health risks to some consumers.”

Chemicals such as methyl salicylate are often used as flavorants by smokeless tobacco and candy manufacturers. Pankow’s study notes that for a typical user of smokeless tobacco, the levels of wintergreen flavorant in numerous brands of smokeless tobacco lead to chemical consumption rates that exceed the maximum acceptable daily intake established by the United Nations Food and Agriculture Association (FAO) and the World Health Organization (WHO).

Pankow began researching flavorants because of concern expressed within the public health community that adding flavorant compounds to smokeless tobacco products makes them more "candy like" and thus more appealing to youth. “I decided,” said Pankow, “that someone should make some direct comparisons between the levels of such flavorant compounds in major smokeless tobacco products and popular brand-name candy products."

“At a committee hearing in the 1990s, I asked the CEOs of the major tobacco companies if they believed nicotine was addictive,” said U. S. Senator Ron Wyden (Oregon). “Before Congress and the American people they denied the addictiveness of their product. This report indicates that the tobacco companies are still up to their old tricks of deceiving the public by using smokeless tobacco flavorants to appeal to underage users. Pankow’s study is an important addition to the scientific oversight of the tobacco industry and will be incredibly helpful in safeguarding the health of Americans.”

Pankow is a professor at Portland State University and a Fellow to the Center for Sustainable Processes and Practices. He has a joint appointment in the Department of Civil and Environmental Engineering in the Maseeh College of Engineering and Computer Science and the Department of Chemistry in the College of Liberal Arts and Sciences. He has earned honors for his extraordinary contributions to the field of environmental chemistry and his internationally regarded work in the behavior of air pollutants and aerosol particles in the earth's atmosphere. In 2009, he was elected to the prestigious U. S. National Academy of Engineering. His ground-breaking work, which is used in climate change research, also resulted in his receipt of the 1999 American Chemical Society Award for Creative Advances in Environmental Science and Technology, and the 2005 Haagen-Smit Prize.

Additional comments regarding Pankow’s results:

U. S. Senator Jeff Merkley (Oregon)
“The tobacco industry is always looking to hook a new generation so they can replace the 400,000 customers who die every year. Tobacco candy and other flavored products are just the latest strategy. The health costs of tobacco addiction are backbreaking, and the damage to the quality of life is heartbreaking. This study provides important new information that shows that tobacco companies will go to any length – including using dangerous levels of additives – to lure new customers.”

Donald Austin, president of the Oregon Public Health Association
“Chronic salicylate toxicity can occur from long term exposure to moderate doses of salicylates, from common sources such as aspirin. An international guideline limits the daily ingestion of methyl salicylate when used as a flavorant, such as in candies, but Professor Pankow and his team have shown that certain smokeless tobacco products contain methyl salicylate far in excess of that amount. Tobacco companies already disregard many serious health hazards posed by the use of their products. Do they ignore the international safety limits and the risk of chronic salicylate poisoning out of ignorance, or out of cynicism and contempt for their customers? They should not be allowed to expose tobacco users to additional toxic risks from flavoring additives.”

Brett Hamilton, executive director of Tobacco Free Coalition of Oregon
"Flavored tobacco products are a major concern because they are sure to lure even more kids into tobacco use and addiction. These new products no doubt appeal to kids because of their candy-like forms and flavors. In spite of promises by the tobacco industry, smokeless tobacco products continue to be marketed in a wide variety of kid-friendly candy and fruit flavors.”

Channing Robertson, professor at Stanford University and member of the World Health Organization (WHO) study group on Tobacco Product Regulation
“Pankow and his collaborators provide compelling evidence that the tobacco industry continues its quest to manufacture terribly addictive and hazardous products that are particularly attractive to young people. By flavoring a product to mask its otherwise appallingly disgusting taste, these companies extend their reach into the marketplace to sustain and often grow their addicted consumer base thereby perpetuating their business of raining disease and death on those who in the end would choose to stop using these products could they readily do so.”

About Portland State University
Portland State University (PSU) serves as a center of opportunity for over 28,000 undergraduate and graduate students. Located in Portland, Oregon, one of the nation’s most livable cities, the University’s innovative approach to education combines academic rigor in the classroom with field-based experiences through internships and classroom projects with community partners. For more information go to www. pdx. edu.

# # #